American Financial Services Representing AFLAC

Phillip Luchetta

Get the exceptional customer service you deserve. Our office can assist you with all of your Aflac needs (Filing Claims, Wellness Benefits, Policy Review, Enrollment, Contact Updates). We make using these policies easy. Our office has served LVMPD for over 40 years!

Accident Policy
Pays for on the job or off duty injuries. $100 annual Wellness, Line of Duty Rider & accidental death benefits.  Pays the same regardless of who makes the claim (some companies only pay ½ for a spouse or ¼ for a child). Additional benefits for organized sports (great for kids).

Cancer Policy
The policy builds in value in the case you ever need to make an internal claim. The $5,000 initial diagnosis builds by $500 a year until age 65 and then freezes at the accumulated amount. Skin cancer benefits, radiation, surgery, travel, chemo, etc.. Pays a $75 annual Wellness for you and your spouse.

Hospital Policy
Rounds out the coverage by covering illnesses, wear & tear, chronic & preventive treatments. Numerous benefits are payable with your physical and then you are covered for the unexpected. This one also works great if you are planning on having children.  Waiting Periods and eligibility
questions are required so don’t wait until something has already happened.  Plan for the future.

Critical Illness
$30K lump sum payment (or $15K for anyone else covered) for end stage renal failure, coma, paralysis, heart attack, stroke or major organ transplant. Rates are based on age at signup.

Short Term Disability
Pays if you miss work due to an illness or off the job injury. Great for female employees planning for childbirth (10 month waiting period).

You can carry your Aflac policies into retirement with the same rates, same coverage and we are still your contact if you ever need something.

5125 W. Oquendo Rd. #10, Las Vegas, NV 89118
Phone Number:
702-871-9997
Fax Number:
Cell Number:

NLS Insurance

Bill Rohac

At NLS Insurance, we offer a variety of products which range from life insurance and disability insurance to annuities. We focus on educating our clients so they can make confident, informed decisions for themselves and their families. Your goals and peace of mind are our top priority. We're here to serve you.

Phone Number:
Fax Number:
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